I always suspected I was a nerd...
The "nerd" loves to do budgets, spreadsheets, cash flow charts ect. That's definitely me, last year I used Microsoft Money to keep track of where we were spending our money. I loved the pie-chart that showed what percentage of your money is going where. Anyways, after doing about 1o pages of budgets and cash flow charts, I'm happy to announce all areas of our budget fall into or below the recommended percentage (for instance its recommended that no more that 35% of your take home pay go towards housing - including maintenance ). I was not surprised to learn that we spend much less on clothing and recreation than recommended.
Jeremiah, the free spirit, glances at all these pages of numbers and says "yup, looks good".
I really do recommend this class, its extremely informative and really helps you set up a financial plan. To quote Dave Ramsey " If you don't have control of your money, it has control of you."